Punjab Agriculture Support Card 2025 – Farmers Can Claim Rs. 10 Lakh Interest-Free Loan
The Government of Punjab has officially launched the Punjab Agriculture Support Card 2025, a major financial relief program designed to empower small and medium-scale farmers.
Under this new initiative, registered farmers can now access up to Rs. 10 lakh in interest-free agricultural loans through their Support Cards, which will be digitally linked with their NADRA and Bank of Punjab accounts.
This program is part of the “Smart Kisan Reforms 2025”, aimed at modernizing agriculture, ensuring food security, and reducing dependency on middlemen. The new Agriculture Card not only provides credit access but also offers fertilizer subsidies, seed discounts, and crop insurance coverage — all in one digital solution.
What Is the Punjab Agriculture Support Card?
The Punjab Agriculture Support Card (PASC) is a digital identity and credit card for farmers, developed in collaboration with Punjab Bank, PITB, and the Agriculture Department.
Each cardholder will have access to:
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💸 Interest-free loans up to Rs. 10 lakh for crop cultivation, equipment, and fertilizer purchases.
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🌾 Direct subsidy deposits on certified fertilizers and seeds.
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📱 Digital tracking of all transactions and repayments via a mobile app.
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🔐 Secure verification through NADRA Smart ID integration.
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☂️ Crop insurance coverage against natural disasters or pest attacks.
Farmers can also use this card at registered dealers and agri-input stores across Punjab to buy supplies at subsidized rates without paying upfront.
Who Is Eligible for the Rs. 10 Lakh Loan?
To apply for the Punjab Agriculture Support Card 2025, farmers must meet the following criteria:
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Must be a resident of Punjab and hold a valid CNIC.
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Own or lease agricultural land up to 50 acres (or 200 kanals).
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Have an active bank account (preferably with Bank of Punjab or Zarai Taraqiati Bank).
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Be registered with the Punjab Agriculture Department’s Kisan Database.
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Not have defaulted on any previous government loan.
This system uses smart verification technology to ensure that only genuine farmers benefit — eliminating ghost registrations and fake claims.
How to Apply for the Punjab Agriculture Support Card 2025
Farmers can apply both online and offline. Here’s how the process works:
✅ Online Method
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Visit the official website: https://agripunjab.gov.pk
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Click on “Agriculture Support Card 2025 – Apply Now.”
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Fill in your details: CNIC, land ownership data, and mobile number.
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Upload your land record (Fard) or LIMS registration proof.
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Submit your application and wait for verification.
Once verified, you’ll receive an SMS from 8070 confirming your eligibility and guiding you to collect your card from your nearest Bank of Punjab branch.
✅ Offline Method
Visit your local Agriculture Department Office or Bank of Punjab branch with:
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Original CNIC
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Land ownership documents
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Mobile number registered in your name
Officials will help you complete biometric verification and issue the Punjab Agriculture Support Card within a few days.
Loan Details and Repayment Options
The Rs. 10 lakh loan can be availed for:
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Purchasing fertilizers and pesticides
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Buying seeds or machinery
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Paying for harvest or irrigation costs
Loan Tenure: Up to 3 years (renewable per crop season)
Interest Rate: 0% markup for the first year; minimal service charge thereafter.
Repayment: Flexible installments via card or mobile wallet (EasyPaisa, JazzCash, or Bank of Punjab app).
Late payment waivers may apply in case of crop loss due to floods, drought, or pest infestation, verified through the Punjab Crop Monitoring Authority.
Key Benefits of the Agriculture Support Card
| Feature | Benefit for Farmers |
|---|---|
| Interest-Free Loans | Up to Rs. 10 lakh without markup |
| Digital Payments | Safe, cashless, and traceable transactions |
| Subsidy Integration | Direct fertilizer and seed discounts |
| Crop Insurance | Protection against disasters and pest loss |
| Transparent Tracking | No middlemen or manual paperwork |
| Smart NADRA Verification | Secure and tamper-proof identity system |
This all-in-one support mechanism is designed to make agriculture more profitable, digital, and sustainable in Punjab.
Government’s Statement on the Initiative
The government has already allocated Rs. 30 billion for the initial rollout phase, which aims to distribute one million Agriculture Support Cards by mid-2026.
Why This Program Matters
Punjab contributes over 70% of Pakistan’s total crop output, yet many small farmers struggle with limited cash flow and rising input costs.
The Agriculture Support Card addresses these challenges by offering:
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Instant access to working capital
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Reduced loan dependency on private lenders
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Better productivity through digital monitoring
Economists believe that this initiative could increase crop productivity by 25% within two years and create thousands of new agribusiness jobs across Punjab.
How to Check Your Application Status
After applying, you can track your status by:
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Visiting https://agripunjab.gov.pk/status
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Entering your CNIC number
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Clicking “Track Application”
You’ll instantly see whether your card is Approved, Under Verification, or Ready for Collection.
Applicants can also check via SMS by sending their CNIC (without dashes) to 8070.
Conclusion: A New Era for Punjab’s Farmers
The Punjab Agriculture Support Card 2025 marks a bold step toward a digitally connected and financially independent farming ecosystem.
By offering up to Rs. 10 lakh in interest-free loans, along with subsidies and insurance, the government is ensuring that farmers can invest, grow, and sustain their livelihoods without financial stress.
This program not only supports farmers but also strengthens Pakistan’s food economy — building a future where agriculture thrives through innovation, not debt.
